SpareBank 1 Mastercard Ung

SpareBank 1 Mastercard Ung

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SpareBank 1 · MASTERCARD

The SpareBank 1 Mastercard Ung is a credit card from SpareBank 1 on the Mastercard network. It has an annual fee of NOK 0. It earns 20% on streaming & subscriptions.

Verified 9 Oct 2026

Key facts

Annual fee
NOK 0
Purchase APR
21.62% p.a. (effective 23.9% on NOK 15,000 over 12 months)
Foreign transaction fee
2%
Network
MASTERCARD

Reward rates by category

Reward rates for the SpareBank 1 Mastercard Ung by spending category
CategoryRateDetail
Streaming & subscriptions20%20% off streaming subscriptions such as Spotify and Netflix, up to NOK 500 a year

Benefits and perks

  • For ages 18 to 34.
  • Up to 45 days interest-free.
  • Travel and cancellation insurance when at least half of the trip is paid with the card.
  • Optional ID theft insurance for NOK 25 a month.

Questions about the SpareBank 1 Mastercard Ung

What is the annual fee on the SpareBank 1 Mastercard Ung?

The SpareBank 1 Mastercard Ung has an annual fee of NOK 0.

What rewards does the SpareBank 1 Mastercard Ung earn?

The SpareBank 1 Mastercard Ung earns 20% on streaming & subscriptions.

Is the SpareBank 1 Mastercard Ung worth it?

The SpareBank 1 Mastercard Ung is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

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