Standard Chartered Cathay Mastercard
Standard Chartered Hong Kong · MASTERCARD
The Standard Chartered Cathay Mastercard is a credit card from Standard Chartered Hong Kong on the Mastercard network. It has an annual fee of HK$2,000. It earns 0.25x on dining & restaurants, 0.25x on travel, 0.17x on everything else. The welcome offer is Up to 40,000 Asia Miles for new cardholders who apply online: 10,000 for HK$5,000, 20,000 for HK$40,000 or 40,000 for HK$110,000 spent within 2 months, or a HK$2,000 Cathay Gift Card for HK$6,000 of spend when you apply by 30 November 2026 (offer ends 17 January 2027).
Key facts
- Annual fee
- HK$2,000
- Purchase APR
- 35.7% APR
- Foreign transaction fee
- 1.95%
- Network
- MASTERCARD
- Welcome offer
- Up to 40,000 Asia Miles for new cardholders who apply online: 10,000 for HK$5,000, 20,000 for HK$40,000 or 40,000 for HK$110,000 spent within 2 months, or a HK$2,000 Cathay Gift Card for HK$6,000 of spend when you apply by 30 November 2026 (offer ends 17 January 2027)
Free in the first year
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Dining & restaurants | 0.25x | 1 Asia Mile per HK$4 on dining |
| Travel | 0.25x | 1 Asia Mile per HK$4 on hotels and overseas spend |
| Everything else | 0.17x | 1 Asia Mile per HK$6 on other spend in Hong Kong dollars |
Benefits and perks
- 2 Asia Miles per HK$4 at Cathay partner restaurants.
- Up to 1 Asia Mile per HK$2 on Cathay and HK Express flights and shopping.
- Up to 100 Cathay Status Points a year for HK$500,000 of spend.
- Annual fee waived each year for Priority Banking, qualifying Premium Banking and payroll account clients.
Questions about the Standard Chartered Cathay Mastercard
What is the annual fee on the Standard Chartered Cathay Mastercard?
The Standard Chartered Cathay Mastercard has an annual fee of HK$2,000.
What rewards does the Standard Chartered Cathay Mastercard earn?
The Standard Chartered Cathay Mastercard earns 0.25x on dining & restaurants, 0.25x on travel, 0.17x on everything else.
Is the Standard Chartered Cathay Mastercard worth it?
The Standard Chartered Cathay Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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