Standard Chartered Smart Credit Card
Standard Chartered Hong Kong · VISA
The Standard Chartered Smart Credit Card is a credit card from Standard Chartered Hong Kong on the Visa network. It has an annual fee of HK$0. It earns up to 0.56% on everything else.
Key facts
- Annual fee
- HK$0
- Purchase APR
- 35.7% APR
- Foreign transaction fee
- 0%
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | up to 0.56% | Basic cashback with HK$4,000 to HK$14,999 of spend in the statement month, 1.2% from HK$15,000; none below HK$4,000 |
Benefits and perks
- Up to 5% cashback at designated merchants (PARKnSHOP, HKTVmall, Circle K, Watsons, Sasa, McDonald's, foodpanda, Klook and more) on up to HK$5,000 a month, with at least HK$4,000 spent.
- No foreign currency fee, and 1.2% cashback on foreign currency spend.
- No cash advance fee.
Questions about the Standard Chartered Smart Credit Card
What is the annual fee on the Standard Chartered Smart Credit Card?
The Standard Chartered Smart Credit Card has an annual fee of HK$0.
What rewards does the Standard Chartered Smart Credit Card earn?
The Standard Chartered Smart Credit Card earns up to 0.56% on everything else.
Is the Standard Chartered Smart Credit Card worth it?
The Standard Chartered Smart Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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