Standard Chartered Smart Credit Card
Standard Chartered Singapore · VISA
The Standard Chartered Smart Credit Card is a credit card from Standard Chartered Singapore on the Visa network. It has an annual fee of S$99.19. It earns up to 10% on transport & transit, 0.50% on everything else.
Key facts
- Annual fee
- S$99.19
- Purchase APR
- 27.9% p.a.
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Transport & transit | up to 10% | Bus and MRT rides via SimplyGo, with S$1,500 spent in the statement month (8% from S$800) |
| Everything else | 0.50% | All other eligible spend; 1% with S$1,500 spent in the statement month |
Benefits and perks
- Up to 10% at named fast food and coffee chains (McDonald’s, KFC, Starbucks and others) and streaming services (Netflix, Spotify, YouTube, Disney+ and others), with S$1,500 spent in the statement month; 8% from S$800.
- No cap on cashback.
- No cash advance fee.
- Airport lounge access through Visa SmartDelay when a flight is delayed.
- First-year annual fee waived.
Questions about the Standard Chartered Smart Credit Card
What is the annual fee on the Standard Chartered Smart Credit Card?
The Standard Chartered Smart Credit Card has an annual fee of S$99.19.
What rewards does the Standard Chartered Smart Credit Card earn?
The Standard Chartered Smart Credit Card earns up to 10% on transport & transit, 0.50% on everything else.
Is the Standard Chartered Smart Credit Card worth it?
The Standard Chartered Smart Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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