Summerland Bank Low Rate Credit Card

Summerland Bank Low Rate Credit Card

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Summerland Bank · VISA

The Summerland Bank Low Rate Credit Card is a credit card from Summerland Bank on the Visa network. It has an annual fee of A$49.

Verified 24 Oct 2026

Key facts

Annual fee
A$49
Purchase APR
11.99% p.a.
Network
VISA

Benefits and perks

  • 0% p.a. on balance transfers for 9 months, no transfer fee (minimum $1,000)
  • No annual fee in the first year, then $49
  • Up to 56 days interest-free on purchases

Questions about the Summerland Bank Low Rate Credit Card

What is the annual fee on the Summerland Bank Low Rate Credit Card?

The Summerland Bank Low Rate Credit Card has an annual fee of A$49.

Is the Summerland Bank Low Rate Credit Card worth it?

The Summerland Bank Low Rate Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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