Summerland Bank Rewards Credit Card

Summerland Bank Rewards Credit Card

No ratings yetNot yet rated

Summerland Bank · VISA

The Summerland Bank Rewards Credit Card is a credit card from Summerland Bank on the Visa network. It has an annual fee of A$79. It earns 0.50% on everything else.

Verified 24 Oct 2026

Key facts

Annual fee
A$79
Purchase APR
18.99% p.a.
Network
VISA

Reward rates by category

Reward rates for the Summerland Bank Rewards Credit Card by spending category
CategoryRateDetail
Everything else0.50%1 point per $2, 1,000 points = $10

Benefits and perks

  • 1 point per $2 on eligible purchases; 1,000 points = $10 cash back, paid monthly
  • 0% p.a. on balance transfers for 12 months, no transfer fee (minimum $1,000)
  • No annual fee in the first year, then $79

Questions about the Summerland Bank Rewards Credit Card

What is the annual fee on the Summerland Bank Rewards Credit Card?

The Summerland Bank Rewards Credit Card has an annual fee of A$79.

What rewards does the Summerland Bank Rewards Credit Card earn?

The Summerland Bank Rewards Credit Card earns 0.50% on everything else.

Is the Summerland Bank Rewards Credit Card worth it?

The Summerland Bank Rewards Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

Upload a statement