TD Emerald Flex Rate Visa Card
TD · VISA
The TD Emerald Flex Rate Visa Card is a credit card from TD on the VISA network. It has an annual fee of C$25.
Key facts
- Annual fee
- C$25
- Purchase APR
- TD Prime + 4.50% to 12.75%
- Network
- VISA
Benefits and perks
- Save on interest at a preferred low variable annual interest rate
- Enjoy the same low interest rates on all your Purchases and Cash Advance transactions
- Option to purchase Travel Medical Insurance 3 and Trip Cancellation and Trip Interruption Insurance 4
- Earn more Stars at participating Starbucks® stores. Conditions apply. Learn more.
- Enjoy all of the benefits of your TD Emerald Flex Rate Visa* Card using Apple Pay, Google Pay or Samsung Pay. It's an easy and secure way to pay 5.
Rates and fees
Annual membership fee: C$25. Purchase APR: TD Prime + 4.50% to 12.75% variable, based on creditworthiness and the Prime Rate. Cash advance APR: TD Prime + 4.50% to 12.75%.
Rates and fees as published by the issuer and recorded on 8 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the TD Emerald Flex Rate Visa Card
What is the annual fee on the TD Emerald Flex Rate Visa Card?
The TD Emerald Flex Rate Visa Card has an annual fee of C$25.
Is the TD Emerald Flex Rate Visa Card worth it?
The TD Emerald Flex Rate Visa Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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