TD Low Rate Visa Card
TD · VISA
The TD Low Rate Visa Card is a credit card from TD on the VISA network. It has an annual fee of C$25. The welcome offer is Get a 0% promotional interest rate on Purchases for the first 6 months from Account opening and receive an Annual Fee rebate for the first year. Conditions Apply.
Key facts
- Annual fee
- C$25
- Purchase APR
- 12.90%
- Network
- VISA
- Welcome offer
- Get a 0% promotional interest rate on Purchases for the first 6 months from Account opening and receive an Annual Fee rebate for the first year. Conditions Apply.
Benefits and perks
- Save on interest with a low annual interest rate of 12.90% 2 for Purchases and Cash Advance transactions.
- Option to Purchase Travel Medical Insurance 4 and Trip Cancellation/Trip Interruption Insurance 5.
- Earn more Starbucks Stars at participating Starbucks® stores. Conditions apply. Learn more.
- Enjoy all of the benefits of your TD Low Rate Visa* Card when using Apple Pay, Google Pay or Samsung Pay 6. It's an easy and secure way to pay.
Rates and fees
Annual membership fee: C$25. Purchase APR: 12.90%, based on creditworthiness and the Prime Rate. Cash advance APR: 12.90%.
Rates and fees as published by the issuer and recorded on 8 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the TD Low Rate Visa Card
What is the annual fee on the TD Low Rate Visa Card?
The TD Low Rate Visa Card has an annual fee of C$25.
Is the TD Low Rate Visa Card worth it?
The TD Low Rate Visa Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from TD
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
Upload a statement