TD Rewards Visa Card
TD · VISA
The TD Rewards Visa Card is a credit card from TD on the VISA network. It has an annual fee of C$0. It earns 3x on groceries, 2x on streaming & subscriptions, 1x on everything else. The welcome offer is Earn a value of $50 in TD Rewards Points to use on eligible Amazon.ca purchases plus, no Annual Fee. Conditions Apply.
Key facts
- Annual fee
- C$0
- Purchase APR
- 21.99%
- Network
- VISA
- Welcome offer
- Earn a value of $50 in TD Rewards Points to use on eligible Amazon.ca purchases plus, no Annual Fee. Conditions Apply.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Groceries | 3x | 3x on groceries |
| Streaming & subscriptions | 2x | 2x on recurring bill payments and streaming |
| Everything else | 1x | 1x on other purchases made using your card |
Benefits and perks
- Flexibility to redeem your TD Rewards Points on a wide variety of rewards at Expedia® For TD 5, Starbucks® and more.
- Mobile device insurance of up to $1000 if you lose or damage your phone 7.
- Book your travel through Expedia® For TD 5 to maximize the TD Rewards Points you can earn on your travel purchases.
- No travel blackouts 15, no seat restrictions 15 and no expiry 12 for your TD Rewards Points as long as your account is open and in good standing.
- Redeem your TD Rewards Points towards making purchases at Amazon.ca with Amazon Shop with Points. Conditions apply. See more details.
- Earn 4 TD Rewards Points: for every $1 you spend when you book travel through Expedia® For TD 2, 5, 17
- Earn 3 TD Rewards Points: for every $1 you spend on Groceries, Dining, and Public Transit 3, 17
- Earn 2 TD Rewards Points: for every $1 you spend on Recurring Bill Payments and Streaming, Digital Gaming & Media 16, 17
- Earn 1 TD Rewards Points: for every $1 you spend on other Purchases made using your Card 4, 17
- Use TD Rewards Points at Expedia For TD: Redeem 6 your TD Rewards Points for your next trip at ExpediaForTD.com and get access to exclusive deals. Conditions apply.
- Earn more at Starbucks: Link your eligible Card to earn 50% more TD Rewards Points plus more Starbucks Stars. Redeem points for even more Stars. Conditions apply.
- Use TD Rewards Points at Amazon.ca: Redeem your TD Rewards Points towards purchases at Amazon.ca with Amazon Shop with Points. Conditions apply.
Rates and fees
Annual membership fee: C$0. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.
Rates and fees as published by the issuer and recorded on 8 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the TD Rewards Visa Card
What is the annual fee on the TD Rewards Visa Card?
The TD Rewards Visa Card has an annual fee of C$0.
What rewards does the TD Rewards Visa Card earn?
The TD Rewards Visa Card earns 3x on groceries, 2x on streaming & subscriptions, 1x on everything else.
Is the TD Rewards Visa Card worth it?
The TD Rewards Visa Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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