Tesco Bank Balance Transfer and Purchases Credit Card

Tesco Bank Balance Transfer and Purchases Credit Card

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Tesco Bank · MASTERCARD

The Tesco Bank Balance Transfer and Purchases Credit Card is a credit card from Tesco Bank on the MASTERCARD network. It has an annual fee of £0. It earns 0.3x on gas & fuel, 0.3x on groceries, 0.1x on everything else.

Verified 12 Sept 2026

Key facts

Annual fee
£0
Purchase APR
24.9% p.a. (variable)
Intro APR
0% on purchases for 21 months
Foreign transaction fee
2.75%
Network
MASTERCARD

Reward rates by category

Reward rates for the Tesco Bank Balance Transfer and Purchases Credit Card by spending category
CategoryRateDetail
Gas & fuel0.3x1 point for every £4 spent on Tesco fuel (excluding Esso) plus 1 point for every 2 litres bought
Groceries0.3x1 point for every £4 spent at Tesco
Everything else0.1x1 point for every £8 spent outside of Tesco

Benefits and perks

  • Our best card for 0% interest on balance transfers and purchases all in one card for a guaranteed 21 months
  • 0% Interest on balance transfers guaranteed for 21 months (2.95% fee)
  • 0% Interest on purchases guaranteed for 21 months
  • Collect Clubcard points almost every time you spend in and out of Tesco
  • Transferring existing balances from credit or store cards could help you pay off debt faster. But if you also need to make purchases then this card can help you do both at once.
  • 0% interest on balance transfers Guaranteed 21 months 0% interest from when we open your account with a 2.95% transfer fee.
  • You can transfer up to 95% of your available credit limit
  • Get your transfers at a 0% interest rate To get the 0% interest rate you’ll need to complete your transfers within 90 days of opening your account.
  • 0% interest on purchases Guaranteed 21 months 0% interest from when we open your account.
  • Collect extra Clubcard points with your Clubcard Credit Card 1 point for every £8 spent outside of Tesco 1 point for every £4 spent on Tesco fuel (excluding Esso) plus 1 point for every 2 litres bought 1 point for every £4 spent at Tesco Points calculated on single transactions. Exclusions apply. Rates may vary. Find more information on Credit Card Rewards.
  • Unlock Clubcard Prices Did you know you can use your Clubcard Credit Card to unlock Clubcard Prices? Watch your prices fall at the till, tap your credit card once to activate your Clubcard, and tap again to pay.

Questions about the Tesco Bank Balance Transfer and Purchases Credit Card

What is the annual fee on the Tesco Bank Balance Transfer and Purchases Credit Card?

The Tesco Bank Balance Transfer and Purchases Credit Card has an annual fee of £0.

What rewards does the Tesco Bank Balance Transfer and Purchases Credit Card earn?

The Tesco Bank Balance Transfer and Purchases Credit Card earns 0.3x on gas & fuel, 0.3x on groceries, 0.1x on everything else.

Is the Tesco Bank Balance Transfer and Purchases Credit Card worth it?

The Tesco Bank Balance Transfer and Purchases Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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