TopCard Classic Card

TopCard Classic Card

No ratings yetNot yet rated

TopCard · VISA

The TopCard Classic Card is a credit card from TopCard on the Visa network. It has an annual fee of CHF 100.

Verified 3 Oct 2026

Key facts

Annual fee
CHF 100
Purchase APR
12% p.a.
Foreign transaction fee
1.75%
Network
VISA

Benefits and perks

  • Sold through TopCard's partner banks: apply at your bank.
  • Second card and partner card CHF 25 a year each.
  • Travel and aviation accident insurance up to CHF 300,000.
  • Up to 15% off Europcar car rental.

Questions about the TopCard Classic Card

What is the annual fee on the TopCard Classic Card?

The TopCard Classic Card has an annual fee of CHF 100.

Is the TopCard Classic Card worth it?

The TopCard Classic Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

Upload a statement