TopCard Gold Card
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TopCard · MASTERCARD
The TopCard Gold Card is a credit card from TopCard on the Mastercard network. It has an annual fee of CHF 200.
Verified 3 Oct 2026
Key facts
- Annual fee
- CHF 200
- Purchase APR
- 12% p.a.
- Foreign transaction fee
- 1.75%
- Network
- MASTERCARD
Benefits and perks
- Sold through TopCard's partner banks: apply at your bank.
- Second card and partner card CHF 50 a year each.
- Free Priority Pass membership; each lounge visit costs EUR 30 per person.
- Travel and aviation accident insurance up to CHF 600,000.
- Collision damage waiver for car hire up to CHF 10,000.
- Best price guarantee up to CHF 2,000 a year.
- Up to 15% off Europcar car rental.
- 10% off AirportParking.ch at Zurich and Geneva airports.
- Free suitespot Premium membership (hotel upgrades and breakfast).
- Also issued in euros or US dollars.
Questions about the TopCard Gold Card
What is the annual fee on the TopCard Gold Card?
The TopCard Gold Card has an annual fee of CHF 200.
Is the TopCard Gold Card worth it?
The TopCard Gold Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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