U.S. Bank Cash+® Secured Visa® Card

U.S. Bank Cash+® Secured Visa® Card

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U.S. Bank · VISA

The U.S. Bank Cash+® Secured Visa® Card is a credit card from U.S. Bank on the VISA network. It has an annual fee of $0. It earns 1% on everything else.

Verified 7 Sept 2026
Apply at U.S. BankSee if it fits my spending

Key facts

Annual fee
$0
Network
VISA

Reward rates by category

Reward rates for the U.S. Bank Cash+® Secured Visa® Card by spending category
CategoryRateDetail
Everything else1%1% on all other eligible purchases

Benefits and perks

  • Up to 5% cash back on two categories you choose each quarter.
  • 2% cash back on one everyday category you choose each quarter.
  • 1% cash back on all other eligible purchases.
  • 5% cash back on your first $2,000 in combined eligible purchases each quarter in two categories you choose
  • 2% cash back on one everyday category you choose each quarter, like gas stations and EV charging stations*, grocery stores* or restaurants
  • Zero fraud liability You are not responsible for unauthorized transactions if your card is ever lost or stolen

Rates and fees

Annual membership fee: $0.

Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Questions about the U.S. Bank Cash+® Secured Visa® Card

What is the annual fee on the U.S. Bank Cash+® Secured Visa® Card?

The U.S. Bank Cash+® Secured Visa® Card has an annual fee of $0.

What rewards does the U.S. Bank Cash+® Secured Visa® Card earn?

The U.S. Bank Cash+® Secured Visa® Card earns 1% on everything else.

Is the U.S. Bank Cash+® Secured Visa® Card worth it?

The U.S. Bank Cash+® Secured Visa® Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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