U.S. Bank Cash+® Visa Signature® Card
U.S. Bank · VISA
The U.S. Bank Cash+® Visa Signature® Card is a credit card from U.S. Bank on the VISA network. It has an annual fee of $0. It earns 1% on everything else.
Key facts
- Annual fee
- $0
- Purchase APR
- 17.74% - 27.99% variable APR
- Intro APR
- 0% introductory APR for the first 15 billing cycles
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 1% | 1% on all other eligible purchases |
Benefits and perks
- Up to 5% cash back on two categories you choose each quarter.
- 2% cash back on one everyday category you choose each quarter.
- 1% cash back on all other eligible purchases.
- 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.
- 2% cash back on one everyday category you choose each quarter, like gas stations and EV charging stations*, grocery stores* or restaurants.
Rates and fees
Annual membership fee: $0. Purchase APR: 17.74% - 27.99% variable APR, based on creditworthiness and the Prime Rate. Introductory purchase APR: 0% introductory APR for the first 15 billing cycles.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the U.S. Bank Cash+® Visa Signature® Card
What is the annual fee on the U.S. Bank Cash+® Visa Signature® Card?
The U.S. Bank Cash+® Visa Signature® Card has an annual fee of $0.
What rewards does the U.S. Bank Cash+® Visa Signature® Card earn?
The U.S. Bank Cash+® Visa Signature® Card earns 1% on everything else.
Is the U.S. Bank Cash+® Visa Signature® Card worth it?
The U.S. Bank Cash+® Visa Signature® Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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