UOB Absolute Cashback Credit Card

UOB Absolute Cashback Credit Card

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UOB · AMEX

The UOB Absolute Cashback Credit Card is a credit card from UOB on the American Express network. It has an annual fee of S$196.20. It earns 1.70% on everything else. The welcome offer is A Samsonite EVOA Z Spinner 25-inch Expandable (worth S$600) for new-to-UOB cardmembers who spend S$1,000 a month for 2 months (offer ends 31 October 2026).

Verified 4 Oct 2026

Key facts

Annual fee
S$196.20
Purchase APR
27.8% p.a.
Foreign transaction fee
3.25%
Network
AMEX
Welcome offer
A Samsonite EVOA Z Spinner 25-inch Expandable (worth S$600) for new-to-UOB cardmembers who spend S$1,000 a month for 2 months (offer ends 31 October 2026)

Reward rates by category

Reward rates for the UOB Absolute Cashback Credit Card by spending category
CategoryRateDetail
Everything else1.70%Cashback on all eligible spend, with no minimum spend and no cap

Benefits and perks

  • First-year annual fee waived.
  • The flat cashback also counts on public transport, travel bookings, luxury purchases, insurance premiums and utility bills.
  • 0.3% cashback on spend most cards exclude from rewards, such as some bill payments.

Questions about the UOB Absolute Cashback Credit Card

What is the annual fee on the UOB Absolute Cashback Credit Card?

The UOB Absolute Cashback Credit Card has an annual fee of S$196.20.

What rewards does the UOB Absolute Cashback Credit Card earn?

The UOB Absolute Cashback Credit Card earns 1.70% on everything else.

Is the UOB Absolute Cashback Credit Card worth it?

The UOB Absolute Cashback Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

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