Lazada-UOB Card
UOB · MASTERCARD
The Lazada-UOB Card is a credit card from UOB on the Mastercard network. It has an annual fee of S$196.20. It earns up to 5% on dining & restaurants, up to 5% on entertainment, up to 5% on transport & transit. The welcome offer is Apple AirPods 4 for new-to-UOB cardmembers who spend S$100 a month at Lazada for 3 months (offer ends 31 October 2026).
Key facts
- Annual fee
- S$196.20
- Purchase APR
- 27.8% p.a.
- Foreign transaction fee
- 3.25%
- Network
- MASTERCARD
- Welcome offer
- Apple AirPods 4 for new-to-UOB cardmembers who spend S$100 a month at Lazada for 3 months (offer ends 31 October 2026)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Dining & restaurants | up to 5% | Dining, with at least S$500 spent in the month, capped at S$25 across the three |
| Entertainment | up to 5% | Entertainment, with at least S$500 spent in the month, capped at S$25 across the three |
| Transport & transit | up to 5% | Transport, with at least S$500 spent in the month, capped at S$25 across the three |
| Everything else | 0.30% | All other spend |
Benefits and perks
- First-year annual fee waived.
- 20% rebate on Lazada (capped at S$20 a month) and 6% on RedMart (capped at S$20), with the monthly minimum spend.
Questions about the Lazada-UOB Card
What is the annual fee on the Lazada-UOB Card?
The Lazada-UOB Card has an annual fee of S$196.20.
What rewards does the Lazada-UOB Card earn?
The Lazada-UOB Card earns up to 5% on dining & restaurants, up to 5% on entertainment, up to 5% on transport & transit, 0.30% on everything else.
Is the Lazada-UOB Card worth it?
The Lazada-UOB Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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