Virgin Money Low Rate Credit Card
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Virgin Money · VISA
The Virgin Money Low Rate Credit Card is a credit card from Virgin Money on the VISA network. It has an annual fee of A$99.
Verified 13 Sept 2026
Key facts
- Annual fee
- A$99
- Purchase APR
- 12.99% p.a.
- Network
- VISA
Benefits and perks
- 0% p.a. on balance transfers for 24 months for new customers, with a 3% balance transfer fee.
- Up to 55 days interest free on purchases when you pay your closing balance in full.
Questions about the Virgin Money Low Rate Credit Card
What is the annual fee on the Virgin Money Low Rate Credit Card?
The Virgin Money Low Rate Credit Card has an annual fee of A$99.
Is the Virgin Money Low Rate Credit Card worth it?
The Virgin Money Low Rate Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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