Virgin Australia Velocity Flyer Credit Card

Virgin Australia Velocity Flyer Credit Card

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Virgin Money · VISA

The Virgin Australia Velocity Flyer Credit Card is a credit card from Virgin Money on the VISA network. It has an annual fee of A$149. It earns 0.7x on everything else. The welcome offer is Earn up to 70,000 Bonus Velocity Points. 25,000 Bonus Velocity Points will be awarded for each month $1,500 or more is spent on eligible purchases for the first 60 days from approval. 20,000 Velocity Points will be awarded when you keep your card open for over 12 months. New and approved customers only.

Verified 13 Sept 2026

Key facts

Annual fee
A$149
Purchase APR
20.74% p.a.
Network
VISA
Welcome offer
Earn up to 70,000 Bonus Velocity Points. 25,000 Bonus Velocity Points will be awarded for each month $1,500 or more is spent on eligible purchases for the first 60 days from approval. 20,000 Velocity Points will be awarded when you keep your card open for over 12 months. New and approved customers only.

Reward rates by category

Reward rates for the Virgin Australia Velocity Flyer Credit Card by spending category
CategoryRateDetail
Everything else0.7x0.66 Velocity Points per $1 spent on Eligible Transactions up to $1,500 each statement period, 0.5 Points per $1 spent thereafter.

Benefits and perks

  • Earn 0.66 Velocity Points per $1 spent on Eligible Transactions up to $1,500 each statement period, 0.5 Points per $1 spent thereafter.
  • Earn 1 extra Velocity Point for every $1 spent directly with Virgin Australia. Plus as a Velocity Points earning cardholder, you can earn 5 Points per $1 spent on eligible Virgin Australia flights.
  • Velocity has an extensive network of global program partners and offers.
  • Virgin Australia gift voucher: $129 Virgin Australia Gift Voucher, each year, when you make a retail purchase in the 2 months prior to requesting the voucher.
  • Extended Warranty Insurance included.
  • Purchase Protection Insurance included.
  • 0% p.a. on balance transfers for 12 months for new customers, with a 3% balance transfer fee.
  • Up to 44 days interest free on purchases when you pay your closing balance in full.

Questions about the Virgin Australia Velocity Flyer Credit Card

What is the annual fee on the Virgin Australia Velocity Flyer Credit Card?

The Virgin Australia Velocity Flyer Credit Card has an annual fee of A$149.

What rewards does the Virgin Australia Velocity Flyer Credit Card earn?

The Virgin Australia Velocity Flyer Credit Card earns 0.7x on everything else.

Is the Virgin Australia Velocity Flyer Credit Card worth it?

The Virgin Australia Velocity Flyer Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

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