Wells Fargo One Key™ Card

Wells Fargo One Key™ Card

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Wells Fargo · MASTERCARD

The One Key™ Card is a credit card from Wells Fargo on the Mastercard network. It earns 3% on gas & fuel, 1.50% on everything else, 1.50% on shopping.

Verified 7 Sept 2026

Key facts

Network
MASTERCARD

Reward rates by category

Reward rates for the Wells Fargo One Key™ Card by spending category
CategoryRateDetail
Gas & fuel3%3% on gas stations
Everything else1.50%1.5% on other purchases *
Shopping1.50%1.5% on OneKeyCash is earned per $1 spent on net purchases at retail

Benefits and perks

  • Automatic Silver
  • Purchase Plan
  • Cellular Telephone Protection
  • Trip Cancellation and Interruption Protection
  • Auto Rental Collision Damage Waiver
  • Travel Accident Insurance
  • Not sure which card to choose?

Questions about the Wells Fargo One Key™ Card

What is the annual fee on the Wells Fargo One Key™ Card?

Woodo does not currently hold verified annual fee data for the Wells Fargo One Key™ Card. Check the issuer's own terms for the current fee.

What rewards does the Wells Fargo One Key™ Card earn?

The Wells Fargo One Key™ Card earns 3% on gas & fuel, 1.50% on everything else, 1.50% on shopping.

Is the Wells Fargo One Key™ Card worth it?

The Wells Fargo One Key™ Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

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