One Key+™ Card
Wells Fargo · MASTERCARD
The One Key+™ Card is a credit card from Wells Fargo on the MASTERCARD network. It has an annual fee of $99. It earns 3% on gas & fuel, 2% on everything else, 1% on shopping.
Key facts
- Annual fee
- $99
- Network
- MASTERCARD
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Gas & fuel | 3% | 3% on gas stations |
| Everything else | 2% | 2% on other purchases * |
| Shopping | 1% | 1% on OneKeyCash is earned per $1 spent on net purchases at retail |
Benefits and perks
- Automatic Gold
- Purchase Plan
- Cellular Telephone Protection
- Trip Cancellation and Interruption Protection
- Auto Rental Collision Damage Waiver
- Travel Accident Insurance
- Not sure which card to choose?
Rates and fees
Annual membership fee: $99.
Rates and fees as published by the issuer and recorded on 7 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the One Key+™ Card
What is the annual fee on the One Key+™ Card?
The One Key+™ Card has an annual fee of $99.
What rewards does the One Key+™ Card earn?
The One Key+™ Card earns 3% on gas & fuel, 2% on everything else, 1% on shopping.
Is the One Key+™ Card worth it?
The One Key+™ Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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