Altitude Velocity Black credit card

Key facts

Annual fee

A$370

Purchase APR

20.99% p.a.

Foreign transaction fee

3%

Network

MASTERCARD

Benefits and perks

• Already with Westpac?. Sign in to apply and get a $200 first year card fee (reverts to $295 p.a. thereafter). A $75 annual Velocity Rewards Program fee still applies.
• Velocity Points, uncapped. You’ll earn Velocity Points which will be credited directly to you Velocity Frequent Flyer account, where they can be redeemed for flights, upgrades, shopping and more.
• Complimentary Insurances. Access to Interstate Flight Inconvenience Insurance and Rental Vehicle Excess in Australia cover, up to 6 months' complimentary cover for international travel insurance, plus extended warranty, purchase protection for up to 4 months and overseas transit accident insurance (terms, conditions, exclusions and eligibility criteria apply).
• Upgrade your trip. Not only will you get complimentary Economy X seat Upgrade vouchers each year, you'll get complimentary Virgin domestic lounge passes too. See FAQs for full details and how to redeem.
• Up to 45 days interest-free. To give you more opportunity to avoid interest charges on your purchases. Note cash advances aren’t covered by this interest-free period.
• Cashback and discounts. With a Westpac credit card, you'll get personalised cashback offers from Westpac Extras, Westpac bonus Cashback when you shop via the Westpac Lounge on ShopBack, plus other discounts and offers from a wide range of shops, in-store and online.​
• Tools to stay on top. These include options like PartPay, SmartPlan, Balance Transfers, Card Autopay and SMS payment reminders.
• Additional cardholder. Add 1 additional cardholder (16 years or older) at no extra cost.
• Minimum income required: $75,000 p.a.

Questions about the Altitude Velocity Black credit card