Westpac Lite Card

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Westpac · MASTERCARD

The Westpac Lite Card is a credit card from Westpac on the MASTERCARD network. It has an annual fee of A$108.

Verified 12 Sept 2026

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Key facts

Annual fee: A$108
Purchase APR: 9.9% p.a.
Foreign transaction fee: None
Network: MASTERCARD

Benefits and perks

9.90% p.a. variable purchase rate
$9. monthly card fee ($108 annually)
0%. foreign transaction fee
Cashback and discounts. With a Westpac credit card, you'll get personalised cashback offers from Westpac Extras, Westpac bonus Cashback when you shop via the Westpac Lounge on ShopBack, plus other discounts and offers from a wide range of shops, in-store and online.
Australia’s Best Banking App. Manage your credit card in the Westpac App, with features to help you budget, save and stay on top of your finances.
Fraud protection. Travel with confidence knowing that your money is safe with our fraud money back guarantee.
Up to 45 days interest free on purchases when you pay your closing balance in full.
Minimum income required: $30,000 p.a.
Cash advances are not available on this card.

Questions about the Westpac Lite Card

What is the annual fee on the Westpac Lite Card?

The Westpac Lite Card has an annual fee of A$108.

Is the Westpac Lite Card worth it?

The Westpac Lite Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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