Options One Card
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AIB (NI) · VISA
The Options One Card is a credit card from AIB (NI) on the VISA network. It has an annual fee of £0.
Verified 12 Sept 2026
Key facts
- Annual fee
- £0
- Purchase APR
- 17.44% (variable)
- Network
- VISA
Benefits and perks
- Earn cashback with our loyalty reward scheme
- Interest free credit up to 56 days
- Contactless payments
- Secure online shopping
- Flexible repayment options
- Emergency cash when abroad (fees and charges may apply)
Questions about the Options One Card
What is the annual fee on the Options One Card?
The Options One Card has an annual fee of £0.
Is the Options One Card worth it?
The Options One Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from AIB (NI)
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