Visa Gold Card

Visa Gold Card

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AIB (NI) · VISA

The Visa Gold Card is a credit card from AIB (NI) on the VISA network. It has an annual fee of £0.

Verified 12 Sept 2026

Key facts

Annual fee
£0
Network
VISA

Benefits and perks

  • Contactless payments
  • Secure online shopping
  • Emergency cash when abroad (fees and charges may apply)
  • Must pay by 100% direct debit

Questions about the Visa Gold Card

What is the annual fee on the Visa Gold Card?

The Visa Gold Card has an annual fee of £0.

Is the Visa Gold Card worth it?

The Visa Gold Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

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