Options Two Card
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AIB (NI) · VISA
The Options Two Card is a credit card from AIB (NI) on the VISA network. It has an annual fee of £0.
Verified 12 Sept 2026
Key facts
- Annual fee
- £0
- Purchase APR
- 15.72% (variable)
- Network
- VISA
Benefits and perks
- Interest free credit up to 51 days
- Contactless payments
- Secure online shopping
- Flexible repayment options
- Emergency cash when abroad (fees and charges may apply)
Questions about the Options Two Card
What is the annual fee on the Options Two Card?
The Options Two Card has an annual fee of £0.
Is the Options Two Card worth it?
The Options Two Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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