Delta SkyMiles® Gold American Express Card
American Express · AMEX
The Delta SkyMiles® Gold American Express Card is a credit card from American Express on the AMEX network. It has an annual fee of $150. It earns 20% on travel, 1x on everything else.
Key facts
- Annual fee
- $150
- Purchase APR
- 19.49% - 28.49% variable APR
- Foreign transaction fee
- None
- Network
- AMEX
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Travel | 20% | 20% on In-flight |
| Everything else | 1x | 1x on all other eligible purchases |
Benefits and perks
- $200 Delta Flight Credit: Get a head start on your next adventure, compliments of your Card. After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel.
- $100 Delta Stays Credit: Elevate your travel experience with an annual statement credit of up to $100 after using your Delta SkyMiles Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- 20% Back on In-flight Purchases: Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food and beverages.
- 1X miles on all other eligible purchases
- Credit Intel – Financial Education Center
- Amex Business Intel™ - B2B Education Center
- Do Not Sell or Share My Personal Information
Rates and fees
Annual membership fee: $150. Purchase APR: 19.49% - 28.49% variable APR, based on creditworthiness and the Prime Rate. Foreign transaction fee: None.
Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Delta SkyMiles® Gold American Express Card
What is the annual fee on the Delta SkyMiles® Gold American Express Card?
The Delta SkyMiles® Gold American Express Card has an annual fee of $150.
What rewards does the Delta SkyMiles® Gold American Express Card earn?
The Delta SkyMiles® Gold American Express Card earns 20% on travel, 1x on everything else.
Is the Delta SkyMiles® Gold American Express Card worth it?
The Delta SkyMiles® Gold American Express Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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