Hilton Honors American Express Surpass® Card
American Express · AMEX
The Hilton Honors American Express Surpass® Card is a credit card from American Express on the American Express network. It has an annual fee of $150. It earns 6x on groceries.
Key facts
- Annual fee
- $150
- Purchase APR
- 19.49% - 28.49% variable APR
- Foreign transaction fee
- None
- Network
- AMEX
Free in the first year
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Groceries | 6x | Earn 6X Points on groceries at U.S. supermarkets. |
Benefits and perks
- Card Members can earn 12X Points on purchases made directly with hotels and resorts within the Hilton portfolio.
- Card members can earn 6X Points on purchases made directly with U.S. Restaurants, U.S. Supermarkets and U.S. Gas Stations.
- Card Members can earn 4X Points on U.S. Online Retail purchases.
- Card Members can earn 3X Points on all other eligible purchases.
- $200 Hilton Credit: Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass Card. That's up to $200 in statement credits annually.
- Hilton HonorsTM Gold Status: Complimentary Gold Status gives you great perks like the 5th night free on standard room stays of 5+ nights booked with 100% Points and an 80% Bonus on all Base Points so you can earn free nights faster.
- Free Night Reward: Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Hilton Honors American Express Surpass Card in a calendar year.
Rates and fees
Annual membership fee: $150. Purchase APR: 19.49% - 28.49% variable APR, based on creditworthiness and the Prime Rate. Foreign transaction fee: None.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Hilton Honors American Express Surpass® Card
What is the annual fee on the Hilton Honors American Express Surpass® Card?
The Hilton Honors American Express Surpass® Card has an annual fee of $150.
What rewards does the Hilton Honors American Express Surpass® Card earn?
The Hilton Honors American Express Surpass® Card earns 6x on groceries.
Is the Hilton Honors American Express Surpass® Card worth it?
The Hilton Honors American Express Surpass® Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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