Hilton Honors American Express Surpass® Card
American Express · AMEX
The Hilton Honors American Express Surpass® Card is a credit card from American Express on the AMEX network. It has an annual fee of $150. It earns 12x on travel, 3x on everything else.
Key facts
- Annual fee
- $150
- Purchase APR
- 19.49% - 28.49% variable APR
- Foreign transaction fee
- None
- Network
- AMEX
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Travel | 12x | 12x on purchases made directly with hotels and resorts within the H |
| Everything else | 3x | 3x on all other eligible purchases |
Benefits and perks
- Card Members can earn 12X Points on purchases made directly with hotels and resorts within the Hilton portfolio.
- Card members can earn 6X Points on purchases made directly with U.S. Restaurants, U.S. Supermarkets and U.S. Gas Stations.
- Card Members can earn 4X Points on U.S. Online Retail purchases.
- Card Members can earn 3X Points on all other eligible purchases.
- $200 Hilton Credit: Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass Card. That's up to $200 in statement credits annually.
- Hilton HonorsTM Gold Status: Complimentary Gold Status gives you great perks like the 5th night free on standard room stays of 5+ nights booked with 100% Points and an 80% Bonus on all Base Points so you can earn free nights faster.
- Free Night Reward: Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Hilton Honors American Express Surpass Card in a calendar year.
Rates and fees
Annual membership fee: $150. Purchase APR: 19.49% - 28.49% variable APR, based on creditworthiness and the Prime Rate. Foreign transaction fee: None.
Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Hilton Honors American Express Surpass® Card
What is the annual fee on the Hilton Honors American Express Surpass® Card?
The Hilton Honors American Express Surpass® Card has an annual fee of $150.
What rewards does the Hilton Honors American Express Surpass® Card earn?
The Hilton Honors American Express Surpass® Card earns 12x on travel, 3x on everything else.
Is the Hilton Honors American Express Surpass® Card worth it?
The Hilton Honors American Express Surpass® Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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