Hilton Honors American Express Card
American Express · AMEX
The Hilton Honors American Express Card is a credit card from American Express on the AMEX network. It has an annual fee of $0. It earns 7x on travel, 3x on everything else.
Key facts
- Annual fee
- $0
- Purchase APR
- 19.49% - 28.49% variable APR
- Foreign transaction fee
- None
- Network
- AMEX
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Travel | 7x | 7x on purchases made directly with hotels and resorts within the H |
| Everything else | 3x | 3x on all other eligible purchases |
Benefits and perks
- Hilton HonorsTM Silver Status: Enjoy even more perks as a Hilton Honors Silver member, like a 20% Bonus on all Base Points you earn on every stay, getting you to free nights faster.
- No Foreign Transaction Fees: Enjoy every trip abroad with no foreign transaction fees from American Express with the Hilton Honors American Express Card.
- Amex Special Ticket Access and more: Card Members can access Amex Presale Tickets and Amex Reserved Tickets to select can’t-miss events and moments across sports, music, and more.* Plus, Card Members can enjoy additional perks when attending select events.
- Card Members can earn 7X Points on purchases made directly with hotels and resorts within the Hilton portfolio.
- Card members can earn 5X Points on purchases made directly with U.S. Restaurants, U.S. Supermarkets and U.S. Gas Stations.
- Card Members can earn 3X Points on all other eligible purchases.
Rates and fees
Annual membership fee: $0. Purchase APR: 19.49% - 28.49% variable APR, based on creditworthiness and the Prime Rate. Foreign transaction fee: None.
Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Hilton Honors American Express Card
What is the annual fee on the Hilton Honors American Express Card?
The Hilton Honors American Express Card has an annual fee of $0.
What rewards does the Hilton Honors American Express Card earn?
The Hilton Honors American Express Card earns 7x on travel, 3x on everything else.
Is the Hilton Honors American Express Card worth it?
The Hilton Honors American Express Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from American Express
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
Upload a statement