The American Express® Singapore Airlines KrisFlyer Ascend Credit Card
American Express · AMEX
The American Express® Singapore Airlines KrisFlyer Ascend Credit Card is a credit card from American Express on the American Express network. It has an annual fee of S$397.85. It earns 1.2x on everything else. The welcome offer is 20,000 KrisFlyer miles for new American Express cardmembers who pay the annual fee and spend S$5,000 in the first 6 months, and 20,000 more on their first spend in the 15th month; 5,000 more KrisFlyer miles for a first Singapore Airlines credit card; plus a S$100 CapitaVoucher with the fee paid (offer ends 1 November 2026).
Key facts
- Annual fee
- S$397.85
- Purchase APR
- 27.8% p.a.
- Foreign transaction fee
- 3.25%
- Network
- AMEX
- Welcome offer
- 20,000 KrisFlyer miles for new American Express cardmembers who pay the annual fee and spend S$5,000 in the first 6 months, and 20,000 more on their first spend in the 15th month; 5,000 more KrisFlyer miles for a first Singapore Airlines credit card; plus a S$100 CapitaVoucher with the fee paid (offer ends 1 November 2026)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 1.2x | KrisFlyer miles per S$1 on all other eligible purchases, no cap |
Benefits and perks
- 2 KrisFlyer miles per S$1 on Singapore Airlines and Scoot flights, KrisShop and Pelago, no cap.
- 2 miles per S$1 on Grab, on up to S$200 a month.
- Miles go straight into your KrisFlyer account.
- A 10,000-mile KrisFlyer redemption voucher each year the annual fee is paid.
- KrisFlyer Elite Gold with S$15,000 spent on Singapore Airlines and Scoot flights in the first 12 months.
- A complimentary night at participating Hilton hotels each year.
Questions about the American Express® Singapore Airlines KrisFlyer Ascend Credit Card
What is the annual fee on the American Express® Singapore Airlines KrisFlyer Ascend Credit Card?
The American Express® Singapore Airlines KrisFlyer Ascend Credit Card has an annual fee of S$397.85.
What rewards does the American Express® Singapore Airlines KrisFlyer Ascend Credit Card earn?
The American Express® Singapore Airlines KrisFlyer Ascend Credit Card earns 1.2x on everything else.
Is the American Express® Singapore Airlines KrisFlyer Ascend Credit Card worth it?
The American Express® Singapore Airlines KrisFlyer Ascend Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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