ATB Gold Cash Rewards Mastercard
ATB Financial · MASTERCARD
The ATB Gold Cash Rewards Mastercard is a credit card from ATB Financial on the Mastercard network. It has an annual fee of C$0. It earns 1% on gas & fuel, 1% on bills & utilities. The welcome offer is 5% cash back for your first 3 months, on up to $2,000 of spending.
Key facts
- Annual fee
- C$0
- Purchase APR
- 20.99%
- Foreign transaction fee
- 2.9%
- Network
- MASTERCARD
- Welcome offer
- 5% cash back for your first 3 months, on up to $2,000 of spending
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Gas & fuel | 1% | Gas |
| Bills & utilities | 1% | Where the card is a saved payment method |
Benefits and perks
- Up to 2% cash back on groceries, dining and streaming
Rates and fees
Annual membership fee: C$0. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%. Foreign transaction fee: 2.9.
Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the ATB Gold Cash Rewards Mastercard
What is the annual fee on the ATB Gold Cash Rewards Mastercard?
The ATB Gold Cash Rewards Mastercard has an annual fee of C$0.
What rewards does the ATB Gold Cash Rewards Mastercard earn?
The ATB Gold Cash Rewards Mastercard earns 1% on gas & fuel, 1% on bills & utilities.
Is the ATB Gold Cash Rewards Mastercard worth it?
The ATB Gold Cash Rewards Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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