ATB Gold My Rewards Mastercard

ATB Gold My Rewards Mastercard

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ATB Financial · MASTERCARD

The ATB Gold My Rewards Mastercard is a credit card from ATB Financial on the Mastercard network. It has an annual fee of C$0. It earns 1.5x on everything else. The welcome offer is 10,000 bonus points ($50 value) when you first use the card.

Verified 24 Oct 2026

Key facts

Annual fee
C$0
Purchase APR
19.99%
Foreign transaction fee
2.9%
Network
MASTERCARD
Welcome offer
10,000 bonus points ($50 value) when you first use the card

Reward rates by category

Reward rates for the ATB Gold My Rewards Mastercard by spending category
CategoryRateDetail
Everything else1.5xEverything else

Benefits and perks

  • Up to 3 points per $1 on eligible purchases at select merchant categories

Rates and fees

Annual membership fee: C$0. Purchase APR: 19.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%. Foreign transaction fee: 2.9.

Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms

Questions about the ATB Gold My Rewards Mastercard

What is the annual fee on the ATB Gold My Rewards Mastercard?

The ATB Gold My Rewards Mastercard has an annual fee of C$0.

What rewards does the ATB Gold My Rewards Mastercard earn?

The ATB Gold My Rewards Mastercard earns 1.5x on everything else.

Is the ATB Gold My Rewards Mastercard worth it?

The ATB Gold My Rewards Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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