ATB World Elite Mastercard
ATB Financial · MASTERCARD · world-elite
The ATB World Elite Mastercard is a credit card from ATB Financial on the Mastercard network. It has an annual fee of C$120. It earns 8x on travel, 6x on groceries, 6x on gas & fuel. The welcome offer is First year annual fee waived and 40,000 bonus points ($200 value) with your first purchase.
Key facts
- Annual fee
- C$120
- Purchase APR
- 20.99%
- Foreign transaction fee
- 2.9%
- Network
- MASTERCARD
- Welcome offer
- First year annual fee waived and 40,000 bonus points ($200 value) with your first purchase
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Travel | 8x | Airlines, hotels, motels and car rental at select merchants |
| Groceries | 6x | Groceries, gas, digital streaming and subscriptions, entertainment |
| Gas & fuel | 6x | Groceries, gas, digital streaming and subscriptions, entertainment |
| Streaming & subscriptions | 6x | Groceries, gas, digital streaming and subscriptions, entertainment |
| Entertainment | 6x | Groceries, gas, digital streaming and subscriptions, entertainment |
| Everything else | 2x | Everything else |
Benefits and perks
- $35 per supplementary card
Rates and fees
Annual membership fee: C$120. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%. Foreign transaction fee: 2.9.
Rates and fees as published by the issuer and recorded on 24 Oct 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the ATB World Elite Mastercard
What is the annual fee on the ATB World Elite Mastercard?
The ATB World Elite Mastercard has an annual fee of C$120.
What rewards does the ATB World Elite Mastercard earn?
The ATB World Elite Mastercard earns 8x on travel, 6x on groceries, 6x on gas & fuel, 6x on streaming & subscriptions, 6x on entertainment, 2x on everything else.
Is the ATB World Elite Mastercard worth it?
The ATB World Elite Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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