Bank Austria Mastercard Classic

Bank Austria Mastercard Classic

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Bank Austria · MASTERCARD

The Bank Austria Mastercard Classic is a credit card from Bank Austria on the Mastercard network. It has an annual fee of €20.

Verified 23 Oct 2026

Key facts

Annual fee
€20

Free in the first year for new card customers who apply by 31 December 2026

Foreign transaction fee
3.15%
Network
MASTERCARD

Benefits and perks

  • Choose a Mastercard or a Visa (Google Pay and Apple Pay only on the Mastercard).
  • Charge card: the monthly bill is paid in full.
  • 1.65% processing fee on payments in other currencies or outside the EU, plus an exchange-rate margin of 1.5% (US dollar, Swiss franc, pound and other European currencies) or 2%.
  • No insurance included.
  • Additional card €20 a year.

Questions about the Bank Austria Mastercard Classic

What is the annual fee on the Bank Austria Mastercard Classic?

The Bank Austria Mastercard Classic has an annual fee of €20.

Is the Bank Austria Mastercard Classic worth it?

The Bank Austria Mastercard Classic is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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