Bank Austria Mastercard Gold
Bank Austria · MASTERCARD
The Bank Austria Mastercard Gold is a credit card from Bank Austria on the Mastercard network. It has an annual fee of €65.
Key facts
- Annual fee
- €65
- Foreign transaction fee
- 3.15%
- Network
- MASTERCARD
Free in the first year for new card customers who apply by 31 December 2026
Benefits and perks
- Choose a Mastercard or a Visa (Google Pay and Apple Pay only on the Mastercard).
- Charge card: the monthly bill is paid in full.
- 1.65% processing fee on payments in other currencies or outside the EU, plus an exchange-rate margin of 1.5% (US dollar, Swiss franc, pound and other European currencies) or 2%.
- Trip cancellation cover up to €3,000 when the trip is paid with the card (20% excess).
- Baggage insurance up to €1,500.
- Medical costs abroad covered at actual cost.
- Additional card €35 a year.
Questions about the Bank Austria Mastercard Gold
What is the annual fee on the Bank Austria Mastercard Gold?
The Bank Austria Mastercard Gold has an annual fee of €65.
Is the Bank Austria Mastercard Gold worth it?
The Bank Austria Mastercard Gold is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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Approval and real earn reports from cardholders are coming to this page soon.
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