Bank Austria Mastercard Platinum

Bank Austria Mastercard Platinum

No ratings yetNot yet rated

Bank Austria · MASTERCARD

The Bank Austria Mastercard Platinum is a credit card from Bank Austria on the Mastercard network. It has an annual fee of €80.

Verified 23 Oct 2026

Key facts

Annual fee
€80

Free in the first year for new card customers who apply by 31 December 2026

Foreign transaction fee
3.15%
Network
MASTERCARD

Benefits and perks

  • Charge card: the monthly bill is paid in full.
  • 1.65% processing fee on payments in other currencies or outside the EU, plus an exchange-rate margin of 1.5% (US dollar, Swiss franc, pound and other European currencies) or 2%.
  • Trip cancellation cover up to €5,000 when the trip is paid with the card (20% excess).
  • Baggage insurance up to €2,000.
  • Medical costs abroad covered at actual cost.
  • Priority Pass membership for airport lounges.
  • Additional card €45 a year.

Questions about the Bank Austria Mastercard Platinum

What is the annual fee on the Bank Austria Mastercard Platinum?

The Bank Austria Mastercard Platinum has an annual fee of €80.

Is the Bank Austria Mastercard Platinum worth it?

The Bank Austria Mastercard Platinum is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

Upload a statement