BOC Cheers Visa Signature Card
Bank of China (Hong Kong) · VISA
The BOC Cheers Visa Signature Card is a credit card from Bank of China (Hong Kong) on the Visa network. It has an annual fee of HK$2,000. It earns up to 3.20% on dining & restaurants, up to 3.20% on travel, 0.40% on everything else. The welcome offer is 150,000 Gift Points (worth HK$600) for new customers who spend HK$10,000 in the first 3 months, or 225,000 for BOC Private Wealth and Wealth Management customers (offer ends 31 December 2026).
Key facts
- Annual fee
- HK$2,000
- Purchase APR
- 35.7% APR
- Foreign transaction fee
- 1.95%
- Network
- VISA
- Welcome offer
- 150,000 Gift Points (worth HK$600) for new customers who spend HK$10,000 in the first 3 months, or 225,000 for BOC Private Wealth and Wealth Management customers (offer ends 31 December 2026)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Dining & restaurants | up to 3.20% | Dining, 8X Gift Points with HK$5,000 of spend in the month |
| Travel | up to 3.20% | Travel, 8X Gift Points with HK$5,000 of spend in the month |
| Everything else | 0.40% | 1 Gift Point per HK$1 (250 Gift Points = HK$1) |
Benefits and perks
- 25% off stays of 4 nights or more on Hotels.com.
- Plaza Premium lounge visits with a guest, earned with quarterly spend.
- Buy one, get one free menus at selected restaurants.
- The same bonus Gift Points on pet spending.
Questions about the BOC Cheers Visa Signature Card
What is the annual fee on the BOC Cheers Visa Signature Card?
The BOC Cheers Visa Signature Card has an annual fee of HK$2,000.
What rewards does the BOC Cheers Visa Signature Card earn?
The BOC Cheers Visa Signature Card earns up to 3.20% on dining & restaurants, up to 3.20% on travel, 0.40% on everything else.
Is the BOC Cheers Visa Signature Card worth it?
The BOC Cheers Visa Signature Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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