BOC Chill World Mastercard
Bank of China (Hong Kong) · MASTERCARD
The BOC Chill World Mastercard is a credit card from Bank of China (Hong Kong) on the Mastercard network. It has an annual fee of HK$3,800. It earns up to 5% on online shopping, 0.40% on everything else. The welcome offer is HK$500 cash rebate for new BOC credit card customers who spend HK$5,000 in the first 3 months (offer ends 31 December 2026).
Key facts
- Annual fee
- HK$3,800
- Purchase APR
- 35.7% APR
- Foreign transaction fee
- 1.95%
- Network
- MASTERCARD
- Welcome offer
- HK$500 cash rebate for new BOC credit card customers who spend HK$5,000 in the first 3 months (offer ends 31 December 2026)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Online shopping | up to 5% | Online and overseas spend, with HK$1,500 spent at physical stores in the month |
| Everything else | 0.40% | 1 Gift Point per HK$1 (250 Gift Points = HK$1) |
Benefits and perks
- 10% cash rebate at Chill merchants (streaming, entertainment and popular shops) with the monthly spend at physical stores.
- Annual fee waived for BOCHK savings or current account holders.
Questions about the BOC Chill World Mastercard
What is the annual fee on the BOC Chill World Mastercard?
The BOC Chill World Mastercard has an annual fee of HK$3,800.
What rewards does the BOC Chill World Mastercard earn?
The BOC Chill World Mastercard earns up to 5% on online shopping, 0.40% on everything else.
Is the BOC Chill World Mastercard worth it?
The BOC Chill World Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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