BOC Esso World Mastercard
Bank of China (Hong Kong) · MASTERCARD
The BOC Esso World Mastercard is a credit card from Bank of China (Hong Kong) on the Mastercard network. It has an annual fee of HK$3,800. It earns 0.80% on dining & restaurants, 0.40% on everything else. The welcome offer is 10% cash rebate on mobile payments, up to HK$300, in the first 3 months for new BOC credit card customers (offer ends 31 December 2026).
Key facts
- Annual fee
- HK$3,800
- Purchase APR
- 35.7% APR
- Foreign transaction fee
- 1.95%
- Network
- MASTERCARD
- Welcome offer
- 10% cash rebate on mobile payments, up to HK$300, in the first 3 months for new BOC credit card customers (offer ends 31 December 2026)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Dining & restaurants | 0.80% | 2X Gift Points on local dining; 5X with HK$15,000 of spend in the month |
| Everything else | 0.40% | 1 Gift Point per HK$1 (250 Gift Points = HK$1) |
Benefits and perks
- An extra HK$0.4 a litre off Esso Synergy petrol.
- Linked to Esso Smiles, so the card earns Smiles points too.
Questions about the BOC Esso World Mastercard
What is the annual fee on the BOC Esso World Mastercard?
The BOC Esso World Mastercard has an annual fee of HK$3,800.
What rewards does the BOC Esso World Mastercard earn?
The BOC Esso World Mastercard earns 0.80% on dining & restaurants, 0.40% on everything else.
Is the BOC Esso World Mastercard worth it?
The BOC Esso World Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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