GBA Youth Card
Bank of China (Hong Kong) · UNIONPAY
The GBA Youth Card is a credit card from Bank of China (Hong Kong) on the UnionPay network. It has an annual fee of HK$0. It earns up to 5% on everything else. The welcome offer is 10% cash rebate on mobile payments, up to HK$300, in the first 3 months for new BOC credit card customers (offer ends 31 December 2026).
Key facts
- Annual fee
- HK$0
- Purchase APR
- 35.7% APR
- Foreign transaction fee
- 0%
- Network
- UNIONPAY
- Welcome offer
- 10% cash rebate on mobile payments, up to HK$300, in the first 3 months for new BOC credit card customers (offer ends 31 December 2026)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | up to 5% | Spend in Hong Kong, Macau and mainland China, up to HK$100 of rebate a month |
Benefits and perks
- Linked to YO PLACE membership, with youth events and discounts.
- Emperor Cinemas VIP membership.
Questions about the GBA Youth Card
What is the annual fee on the GBA Youth Card?
The GBA Youth Card has an annual fee of HK$0.
What rewards does the GBA Youth Card earn?
The GBA Youth Card earns up to 5% on everything else.
Is the GBA Youth Card worth it?
The GBA Youth Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from Bank of China (Hong Kong)
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