BOC NVMO Card
Bank of China Singapore · VISA
The BOC NVMO Card is a credit card from Bank of China Singapore on the Visa network. It has an annual fee of S$207.10. It earns up to 10% on dining & restaurants, up to 8% on entertainment, up to 3% on transport & transit.
Key facts
- Annual fee
- S$207.10
- Purchase APR
- 28.88% p.a.
- Foreign transaction fee
- 3% (2% BOC + 1% Visa)
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Dining & restaurants | up to 10% | Dining and online food delivery, with S$800 spent in the billing cycle; dining capped at S$25 a cycle |
| Entertainment | up to 8% | Streaming, digital media and event tickets, with S$800 spent in the billing cycle; travel and entertainment capped at S$25 a cycle |
| Transport & transit | up to 3% | Buses, MRT (SimplyGo), taxis and ride-hailing, with S$800 spent in the billing cycle; shopping and lifestyle capped at S$25 a cycle |
| Groceries | up to 3% | Supermarkets, with S$800 spent in the billing cycle; shopping and lifestyle capped at S$25 a cycle |
| Online shopping | up to 3% | Online purchases, with S$800 spent in the billing cycle; shopping and lifestyle capped at S$25 a cycle |
| Everything else | 0.30% | All spend in cycles under S$800, and spend outside the categories |
Benefits and perks
- 8% also on online travel agencies and in-store spend in Malaysia and Indonesia, within the travel and entertainment cap.
- Up to 3% at Singapore hospitals, vets and on insurance.
- First-year annual fee waived.
Questions about the BOC NVMO Card
What is the annual fee on the BOC NVMO Card?
The BOC NVMO Card has an annual fee of S$207.10.
What rewards does the BOC NVMO Card earn?
The BOC NVMO Card earns up to 10% on dining & restaurants, up to 8% on entertainment, up to 3% on transport & transit, up to 3% on groceries, up to 3% on online shopping, 0.30% on everything else.
Is the BOC NVMO Card worth it?
The BOC NVMO Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
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