BOC SplendorPlus Card

BOC SplendorPlus Card

No ratings yetNot yet rated

Bank of China Singapore · UNIONPAY

The BOC SplendorPlus Card is a credit card from Bank of China Singapore on the UnionPay network. It has an annual fee of S$207.10. It earns up to 3% on everything else.

Verified 4 Oct 2026

Key facts

Annual fee
S$207.10
Purchase APR
28.88% p.a.
Foreign transaction fee
3.2% (2.4% BOC + 0.8% UnionPay); none on renminbi spend
Network
UNIONPAY

Reward rates by category

Reward rates for the BOC SplendorPlus Card by spending category
CategoryRateDetail
Everything elseup to 3%Spend above S$500 in the billing cycle (0.3% on the first S$500); capped at S$40 a cycle

Benefits and perks

  • In mainland China: 0.3% on the first CNY2,500 and 1% above it.
  • No currency exchange fee on renminbi spend.
  • China spend posts to a renminbi account you can repay in CNY or SGD.
  • Complimentary Sands LifeStyle Elite membership at Marina Bay Sands.

Questions about the BOC SplendorPlus Card

What is the annual fee on the BOC SplendorPlus Card?

The BOC SplendorPlus Card has an annual fee of S$207.10.

What rewards does the BOC SplendorPlus Card earn?

The BOC SplendorPlus Card earns up to 3% on everything else.

Is the BOC SplendorPlus Card worth it?

The BOC SplendorPlus Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

Upload a statement