BOC Zaobao Credit Card

BOC Zaobao Credit Card

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Bank of China Singapore · UNIONPAY

The BOC Zaobao Credit Card is a credit card from Bank of China Singapore on the UnionPay network. It has an annual fee of S$207.10. It earns up to 5% on dining & restaurants, 1.50% on everything else.

Verified 4 Oct 2026

Key facts

Annual fee
S$207.10
Purchase APR
28.88% p.a.
Foreign transaction fee
3.2% (2.4% BOC + 0.8% UnionPay); none on renminbi spend
Network
UNIONPAY

Reward rates by category

Reward rates for the BOC Zaobao Credit Card by spending category
CategoryRateDetail
Dining & restaurantsup to 5%Dining, with S$400 spent in the billing cycle; all cash rebate capped at S$30 a cycle
Everything else1.50%Local and overseas spend other than in renminbi, no minimum

Benefits and perks

  • Up to 10% on Lianhe Zaobao and SPH newspaper subscriptions, within the same cap.
  • No currency exchange fee on renminbi spend.
  • Annual fee waived for the first 2 years.
  • Complimentary Sands LifeStyle Elite membership at Marina Bay Sands.

Questions about the BOC Zaobao Credit Card

What is the annual fee on the BOC Zaobao Credit Card?

The BOC Zaobao Credit Card has an annual fee of S$207.10.

What rewards does the BOC Zaobao Credit Card earn?

The BOC Zaobao Credit Card earns up to 5% on dining & restaurants, 1.50% on everything else.

Is the BOC Zaobao Credit Card worth it?

The BOC Zaobao Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

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