
BOC Zaobao Credit Card
Bank of China Singapore · UNIONPAY
The BOC Zaobao Credit Card is a credit card from Bank of China Singapore on the UnionPay network. It has an annual fee of S$207.10. It earns up to 5% on dining & restaurants, 1.50% on everything else.
Key facts
- Annual fee
- S$207.10
- Purchase APR
- 28.88% p.a.
- Foreign transaction fee
- 3.2% (2.4% BOC + 0.8% UnionPay); none on renminbi spend
- Network
- UNIONPAY
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Dining & restaurants | up to 5% | Dining, with S$400 spent in the billing cycle; all cash rebate capped at S$30 a cycle |
| Everything else | 1.50% | Local and overseas spend other than in renminbi, no minimum |
Benefits and perks
- Up to 10% on Lianhe Zaobao and SPH newspaper subscriptions, within the same cap.
- No currency exchange fee on renminbi spend.
- Annual fee waived for the first 2 years.
- Complimentary Sands LifeStyle Elite membership at Marina Bay Sands.
Questions about the BOC Zaobao Credit Card
What is the annual fee on the BOC Zaobao Credit Card?
The BOC Zaobao Credit Card has an annual fee of S$207.10.
What rewards does the BOC Zaobao Credit Card earn?
The BOC Zaobao Credit Card earns up to 5% on dining & restaurants, 1.50% on everything else.
Is the BOC Zaobao Credit Card worth it?
The BOC Zaobao Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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