Amplify Rewards Platinum

Amplify Rewards Platinum

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Bank of Melbourne · VISA

The Amplify Rewards Platinum is a credit card from Bank of Melbourne on the VISA network. It has an annual fee of A$175.

Verified 13 Sept 2026

Key facts

Annual fee
A$175
Purchase APR
20.99% p.a.
Foreign transaction fee
3%
Network
VISA

Benefits and perks

  • Earn up to 2 Amplify points. per $1 spent on eligible purchases
  • Complimentary Insurances. Access to Interstate Flight Inconvenience Insurance and Rental Vehicle Excess in Australia cover, up to 3 months' complimentary cover for international travel insurance, plus extended warranty, purchase protection for up to 4 months and overseas transit accident insurance. (terms, conditions, exclusions and eligibility criteria apply).
  • Visa Luxury hotels. Access to Visa’s Luxury Hotel Collection, giving you the best available rate guarantee and upgrade benefits when available.
  • Up to 55 days interest-free. That’s more time to pay your purchase balance and avoid interest charges on your purchases. The interest-free days don’t cover cash advances.
  • Complimentary additional cardholder. Add a second cardholder (16 or over) for free, while keeping all the spend and points on the one account. And your points balance will grow even faster. Additional cardholders cannot redeem rewards.
  • Secure ways to pay. Make purchases with your smartphone using your choice of mobile wallet, including Apple Pay, Google Pay and Samsung Pay.
  • Fraud protection. Feel confident using our cards, with 24/7 fraud monitoring, Secure Online Shopping Service, and the Bank of Melbourne Fraud Money Back Guarantee.
  • Access to My Offers Hub. A space filled with offers and benefits to make your life a little sweeter, every single day.
  • Visa Offers and Perks. When you’re with Visa, you also get access to discounts and offers that can be personalised to your own taste.

Questions about the Amplify Rewards Platinum

What is the annual fee on the Amplify Rewards Platinum?

The Amplify Rewards Platinum has an annual fee of A$175.

Is the Amplify Rewards Platinum worth it?

The Amplify Rewards Platinum is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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