Vertigo

Key facts

Annual fee

A$84

Purchase APR

13.99% p.a.

Foreign transaction fee

3%

Network

VISA

Benefits and perks

• Low interest rate. A useful benefit if you don’t think you’ll pay off your purchases in full each month.
• Up to 55 days interest-free. That’s more time to pay your purchase balance and avoid interest charges on your purchases. The interest-free days don’t cover cash advances.
• Shop through ShopBack. Get Cashback. Link and pay with your eligible Bank of Melbourne credit card to get exclusive bonus Cashback when you shop on the new Bank of Melbourne Lounge on the ShopBack app.
• Low minimum credit limit. If you haven’t used credit much before, or aren’t confident using it, the $500 minimum limit can help ensure your spend doesn’t get out of control.
• Complimentary additional cardholder. Add a second cardholder (16 or over) for free, while keeping all the spend on the one account.
• Secure ways to pay. Make purchases with your smartphone using your choice of mobile wallet, including Apple Pay, Google Pay and Samsung Pay.
• Fraud protection. Feel confident using our cards, with 24/7 fraud monitoring, Secure Online Shopping Service, and the Bank of Melbourne Fraud Money Back Guarantee.
• Access to My Offers Hub. A space filled with offers and benefits to make your life a little sweeter, every single day.
• Visa Offers and Perks. When you’re with Visa, you also get access to discounts and offers that can be personalised to your own taste.
• 0% p.a. on balance transfers for 20 months when requested at card application.

Questions about the Vertigo