Amplify Rewards Signature

Amplify Rewards Signature

No ratings yetNot yet rated

Bank of Melbourne · VISA

The Amplify Rewards Signature is a credit card from Bank of Melbourne on the VISA network. It has an annual fee of A$295.

Verified 13 Sept 2026

Key facts

Annual fee
A$295
Purchase APR
20.99% p.a.
Foreign transaction fee
3%
Network
VISA

Benefits and perks

  • Our highest earn rate. Earn up to 3 Amplify points per $1 spent on eligible purchases
  • 2 airport lounge passes. Enjoy 2 complimentary Priority Pass lounge visits each year when you enrol at prioritypass.com/amplifysignature.
  • Concierge Services. Exclusive to Amplify Signature cardholders, our Concierge Service allows you to explore and book experiences online, including hard-to-find tickets, last-minute reservations and more. Find out more.
  • Complimentary Insurances. Access to Interstate Flight Inconvenience Insurance and Rental Vehicle Excess in Australia cover, up to 6 months' complimentary cover for international travel insurance, plus extended warranty, purchase protection for up to 4 months and overseas transit accident insurance. (terms, conditions, exclusions and eligibility criteria apply).
  • Up to 55 days interest-free. That’s more time to pay your purchase balance and avoid interest charges on your purchases. The interest-free days don’t cover cash advances.
  • Visa Luxury hotels. Access to Visa’s Luxury Hotel Collection, giving you the best available rate guarantee and upgrade benefits when available.
  • Complimentary additional cardholder. Add a second cardholder (16 or over) for free, while keeping all the spend and points on the one account. And your points balance will grow even faster. Additional cardholders cannot redeem rewards.
  • Secure ways to pay. Make purchases with your smartphone using your choice of mobile wallet, including Apple Pay, Google Pay and Samsung Pay.
  • Fraud protection. Feel confident using our cards, with 24/7 fraud monitoring, Secure Online Shopping Service, and the Bank of Melbourne Fraud Money Back Guarantee.
  • Access to My Offers Hub. A space filled with offers and benefits to make your life a little sweeter, every single day.
  • Visa Offers and Perks. When you’re with Visa, you also get access to discounts and offers that can be personalised to your own taste.

Questions about the Amplify Rewards Signature

What is the annual fee on the Amplify Rewards Signature?

The Amplify Rewards Signature has an annual fee of A$295.

Is the Amplify Rewards Signature worth it?

The Amplify Rewards Signature is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

Upload a statement