Chong Hing Platinum Mastercard

Chong Hing Platinum Mastercard

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Chong Hing Bank · MASTERCARD

The Chong Hing Platinum Mastercard is a credit card from Chong Hing Bank on the Mastercard network. It has an annual fee of HK$1,500. It earns 0.50% on everything else. The welcome offer is 40,000 bonus points for new customers who meet the spending terms, or up to 80,000 points (or a 9-month interest-free instalment loan of up to HK$60,000) for opening both a UnionPay card and a Mastercard.

Verified 8 Oct 2026

Key facts

Annual fee
HK$1,500
Purchase APR
30.29% APR
Foreign transaction fee
1.95%
Network
MASTERCARD
Welcome offer
40,000 bonus points for new customers who meet the spending terms, or up to 80,000 points (or a 9-month interest-free instalment loan of up to HK$60,000) for opening both a UnionPay card and a Mastercard

Reward rates by category

Reward rates for the Chong Hing Platinum Mastercard by spending category
CategoryRateDetail
Everything else0.50%1 Point-to-Gift bonus point per HK$1 (40,000 points are worth HK$200 in gifts)

Benefits and perks

  • Octopus automatic add value.

Questions about the Chong Hing Platinum Mastercard

What is the annual fee on the Chong Hing Platinum Mastercard?

The Chong Hing Platinum Mastercard has an annual fee of HK$1,500.

What rewards does the Chong Hing Platinum Mastercard earn?

The Chong Hing Platinum Mastercard earns 0.50% on everything else.

Is the Chong Hing Platinum Mastercard worth it?

The Chong Hing Platinum Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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