Chong Hing UnionPay Gold Card
Chong Hing Bank · UNIONPAY
The Chong Hing UnionPay Gold Card is a credit card from Chong Hing Bank on the UnionPay network. It has an annual fee of HK$600. It earns 0.50% on everything else. The welcome offer is 40,000 bonus points for new customers who meet the spending terms, or up to 80,000 points (or a 9-month interest-free instalment loan of up to HK$60,000) for opening both a UnionPay card and a Mastercard.
Key facts
- Annual fee
- HK$600
- Purchase APR
- 35.9% APR
- Foreign transaction fee
- 0%
- Network
- UNIONPAY
- Welcome offer
- 40,000 bonus points for new customers who meet the spending terms, or up to 80,000 points (or a 9-month interest-free instalment loan of up to HK$60,000) for opening both a UnionPay card and a Mastercard
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 0.50% | 1 Point-to-Gift bonus point per HK$1 (40,000 points are worth HK$200 in gifts) |
Benefits and perks
- Octopus automatic add value.
- Pays in Hong Kong dollars and renminbi from one card.
Questions about the Chong Hing UnionPay Gold Card
What is the annual fee on the Chong Hing UnionPay Gold Card?
The Chong Hing UnionPay Gold Card has an annual fee of HK$600.
What rewards does the Chong Hing UnionPay Gold Card earn?
The Chong Hing UnionPay Gold Card earns 0.50% on everything else.
Is the Chong Hing UnionPay Gold Card worth it?
The Chong Hing UnionPay Gold Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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