Chong Hing Titanium Mastercard

Chong Hing Titanium Mastercard

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Chong Hing Bank · MASTERCARD

The Chong Hing Titanium Mastercard is a credit card from Chong Hing Bank on the Mastercard network. It has an annual fee of HK$600. It earns 0.50% on everything else. The welcome offer is 40,000 bonus points for new customers who meet the spending terms, or up to 80,000 points (or a 9-month interest-free instalment loan of up to HK$60,000) for opening both a UnionPay card and a Mastercard.

Verified 8 Oct 2026

Key facts

Annual fee
HK$600
Purchase APR
30.29% APR
Foreign transaction fee
1.95%
Network
MASTERCARD
Welcome offer
40,000 bonus points for new customers who meet the spending terms, or up to 80,000 points (or a 9-month interest-free instalment loan of up to HK$60,000) for opening both a UnionPay card and a Mastercard

Reward rates by category

Reward rates for the Chong Hing Titanium Mastercard by spending category
CategoryRateDetail
Everything else0.50%1 Point-to-Gift bonus point per HK$1 (40,000 points are worth HK$200 in gifts)

Benefits and perks

  • Octopus automatic add value.

Questions about the Chong Hing Titanium Mastercard

What is the annual fee on the Chong Hing Titanium Mastercard?

The Chong Hing Titanium Mastercard has an annual fee of HK$600.

What rewards does the Chong Hing Titanium Mastercard earn?

The Chong Hing Titanium Mastercard earns 0.50% on everything else.

Is the Chong Hing Titanium Mastercard worth it?

The Chong Hing Titanium Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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