Chong Hing Visa Card
Chong Hing Bank · VISA
The Chong Hing Visa Card is a credit card from Chong Hing Bank on the Visa network. It has an annual fee of HK$300. It earns 0.50% on everything else. The welcome offer is 40,000 bonus points (worth HK$200) for new customers who spend HK$4,800 by Apple Pay within 3 months (offer ends 31 October 2026).
Key facts
- Annual fee
- HK$300
- Purchase APR
- 35.9% APR
- Foreign transaction fee
- 1.95%
- Network
- VISA
- Welcome offer
- 40,000 bonus points (worth HK$200) for new customers who spend HK$4,800 by Apple Pay within 3 months (offer ends 31 October 2026)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 0.50% | 1 Point-to-Gift bonus point per HK$1 (40,000 points are worth HK$200 in gifts) |
Benefits and perks
- Octopus automatic add value.
Questions about the Chong Hing Visa Card
What is the annual fee on the Chong Hing Visa Card?
The Chong Hing Visa Card has an annual fee of HK$300.
What rewards does the Chong Hing Visa Card earn?
The Chong Hing Visa Card earns 0.50% on everything else.
Is the Chong Hing Visa Card worth it?
The Chong Hing Visa Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from Chong Hing Bank
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
Upload a statement