Citi Cash Back Card
Citibank Singapore · MASTERCARD
The Citi Cash Back Card is a credit card from Citibank Singapore on the Mastercard network. It has an annual fee of S$196.20. It earns up to 8% on transport & transit, up to 8% on gas & fuel, up to 6% on dining & restaurants. The welcome offer is S$300 cash back for new Citi cardmembers who apply online and spend S$800 in the first 2 months (offer ends 31 March 2027).
Key facts
- Annual fee
- S$196.20
- Purchase APR
- 27.9% p.a.
- Foreign transaction fee
- 3.25%
- Network
- MASTERCARD
- Welcome offer
- S$300 cash back for new Citi cardmembers who apply online and spend S$800 in the first 2 months (offer ends 31 March 2027)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Transport & transit | up to 8% | Private commute such as Grab and Gojek, with at least S$800 spent in the statement month, capped at S$80 a month in all |
| Gas & fuel | up to 8% | Petrol worldwide, with at least S$800 spent in the statement month, capped at S$80 a month in all |
| Dining & restaurants | up to 6% | Dining worldwide, with at least S$800 spent in the statement month, capped at S$80 a month in all |
| Groceries | up to 6% | Groceries worldwide, with at least S$800 spent in the statement month, capped at S$80 a month in all |
| Everything else | 0.20% | All other retail purchases |
Benefits and perks
- Up to 23.64% fuel savings at Caltex, Esso and Shell, the 8% cash back included.
Questions about the Citi Cash Back Card
What is the annual fee on the Citi Cash Back Card?
The Citi Cash Back Card has an annual fee of S$196.20.
What rewards does the Citi Cash Back Card earn?
The Citi Cash Back Card earns up to 8% on transport & transit, up to 8% on gas & fuel, up to 6% on dining & restaurants, up to 6% on groceries, 0.20% on everything else.
Is the Citi Cash Back Card worth it?
The Citi Cash Back Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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